UNDO your student debt stress.

No, you can see which programs and plans you qualify for at no cost. If you decide to use our document preparation coaches to file, there is a fee associated with that. Try asking the roughly 4 million students who default each year how simple the process of handling their loans on their own is, then speak with our coaches to see why it’s crucial to have someone in your corner!

Our coaches know exactly what to ask and what to look for in order to show you the best programs available to fit your needs. By simply answering a few questions about your life and income, our system calculates and shows you the various options for consolidation that you qualify for based on your unique situation. Our coaches review the pros and cons of each plan with you, and help you take the next steps to ensure that you get the most bang for your buck.

When you consolidate with the help of Docupop, what you are essentially doing is taking all of the federal student loan debt you’ve acquired over the years and combining those messy amounts into one new payment through one servicer. To be clear, Docupop is not taking over your loans. Docupop is a third-party coaching service that is not affiliated with any loan servicers or the DOE, that helps you find and apply for the right repayment program to fit your unique needs. We guide you through the qualifying process to ensure that you fully understand your options before picking your plan. When you find the plan you love, Docupop then helps you complete all of the required forms needed to accurately file. Once your repayment plan is verified and fully funded, your consolidation will be complete and your new monthly payments will begin.

It depends! If you’ve fallen on hard times, missed a few payments, and/or are in default on your student loans, Docupop can coach you through consolidating your loans out of default to help your loans start fresh. If you are currently having your wages garnished due to being in default, the DOE’s rehabilitation program can help you get back on track. While enrolled, your monthly payment is calculated down to 15% of your discretionary income plus $5. After 9 on-time payments, you then become eligible for a full consolidation. Unfortunately, Docupop is only able to coach students whose wages are not being garnished for their student loans at this time, but we can step in once the garnishment has stopped.

If you have student loan debt, odds are you’ve heard about it and are very eager to learn if and how you might qualify for forgiveness. Student loan forgiveness is a government-backed process that wipes away (a.k.a. forgives) a portion of your remaining debt. To put the forgiveness wheels in motion, first, you have to qualify. Docupop’s coaches will ask the right questions to evaluate your forgiveness options (including the famous Public Service Loan Forgiveness for those with non-profit employers), then help you take the steps to ensure you’re enrolled!

On average, it only takes about 10 minutes to speak with one of our coaches and find out which programs you qualify for. You’ll answer a few simple questions and then see which plans you are eligible for based on your personal results. If and when you decide to move forward with filing, we’ll set you up with a deep dive consultation with your own personal expert to complete the next steps, which should take up to an hour. From there, it takes about 30 to 45 days for the consolidation to be funded and fully completed by the DOE. But with Docupop coaching you through all the back-end hassles, these days will fly right by!